Author: Seun Adeyemi

6 Reasons a Bigger Home Isn’t Always Better

The saying bigger isn’t always better hold true, especially for real estate. While it can make sense to buy a home at the top of your housing budget you’ll grow in to, there’s such a thing as buying too much house. Buying your dream home the first time makes sense if you can afford, as you’ll save on closing costs; however, buying a bigger home you’re not sure you’ll grow into may not be the best idea. Here are six reasons why a bigger home isn’t always better. 1. Lower Mortgage Payment When you buy a smaller home your...

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Why You Shouldn’t Be Scared of Investing

A study conducted by BlackRock found that nearly half of all millennials think that investing is “too risky”. This fear of risk is understandable. Most millennials remember the devastating impact that the 2008 financial crisis had on the stock markets. No one likes to lose money, but if it is fear that is keeping you from investing it is time to reconsider. After all, the key to future financial security is to start investing early. While investing may seem like dangerous business, there are steps you can take to ensure that your investments thrive and help you achieve your...

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Retirement Myths

We are experiencing a silver Tsunami. The leading edge of the Boomers turned 65 six years ago. On average, 1,250 Canadians turn 65 years old every single day. Most Boomers were born between 1961 -1965. That’s why you feel everyone has been turning 50. And people are living longer, much longer. With all of this happening, it’s small wonder that the media, politicians and the financial services business are all talking about retirement. That kind of focus may be good, because of what it means for savings habits and pressures on goods and services. There are a lot of...

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7 Tips to Save Money Where You Didn’t Know You Could

Regardless of how much money you make, it can seem like there will never be enough to fund your retirement. Fortunately, saving money doesn’t have to be as stressful an endeavor as you may think. There are plenty of small steps you can implement that make a big difference in the long run.   Saving money in unexpected ways is about knowing how much money you have, and where exactly it is going. Check out the following helpful tips and tricks to not only help you keep track of your hard-earned money but also keep more of it in...

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5 Money Moves to Make Before Your 30’s

It is easy to neglect your finances in your twenties but there are a few fantastic money-related opportunities that you could be missing.  Paying a little attention to your financial situation now can give you a serious head start on retirement and achieving a debt free life.  Here are 5 money moves everyone should make before they turn 30: Start an Emergency Fund   Setting money aside in case of an emergency is the foundation of a good financial plan. You never know when you may lose your job, have to take time off of work, or face a...

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