Author: Seun Adeyemi

Retirement Myths

We are experiencing a silver Tsunami. The leading edge of the Boomers turned 65 six years ago. On average, 1,250 Canadians turn 65 years old every single day. Most Boomers were born between 1961 -1965. That’s why you feel everyone has been turning 50. And people are living longer, much longer. With all of this happening, it’s small wonder that the media, politicians and the financial services business are all talking about retirement. That kind of focus may be good, because of what it means for savings habits and pressures on goods and services. There are a lot of...

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7 Tips to Save Money Where You Didn’t Know You Could

Regardless of how much money you make, it can seem like there will never be enough to fund your retirement. Fortunately, saving money doesn’t have to be as stressful an endeavor as you may think. There are plenty of small steps you can implement that make a big difference in the long run.   Saving money in unexpected ways is about knowing how much money you have, and where exactly it is going. Check out the following helpful tips and tricks to not only help you keep track of your hard-earned money but also keep more of it in...

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5 Money Moves to Make Before Your 30’s

It is easy to neglect your finances in your twenties but there are a few fantastic money-related opportunities that you could be missing.  Paying a little attention to your financial situation now can give you a serious head start on retirement and achieving a debt free life.  Here are 5 money moves everyone should make before they turn 30: Start an Emergency Fund   Setting money aside in case of an emergency is the foundation of a good financial plan. You never know when you may lose your job, have to take time off of work, or face a...

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Pay-down your Mortgage or Top-up your TFSA?

The question of reducing debt or contributing to savings will continue to be debated for as long as people plan to retire in Canada. Of course opting for both: reducing debt and increasing savings is the ideal. As for which is better, however, really depends on the individuals involved, their goals and feelings and their unique financial situations. If you find you just can’t decide whether to save or pay off, start by contributing to a TFSA; those deposits can easily be withdrawn and applied to your mortgage.   What you need to know Tax implications are not a...

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5 Ways to Help Your Home Sell for Top Dollar This Spring

Are you thinking of listing your home this spring? The spring real estate market is a popular time for home buyers and sellers alike to buy and sell. In the once red hot Toronto real estate market it used to be that almost any home would sell regardless of its curb appeal, but times have changed. With the Toronto real estate market going from a seller’s market to a more balanced market, home sellers need to do everything possible to ensure their home sells for top dollar. Here are five ways to help sellers get the most money on...

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